Last updated: October 6, 2026
These Terms of Service ("Terms") govern your access to and use of the website and services provided by Batu Money Lenders Limited ("Batu Money", "we", "us", or "our"). By accessing our website or applying for our services, you agree to be bound by these Terms.
Batu Money Lenders Limited is a company operating in Zambia that offers loans, help with digital payments, and related financial guidance. Approved loans may be paid out by mobile money or bank transfer.
To apply for a loan, you must provide accurate and complete information, including valid identification and KYC documentation as required. Submission of a loan application does not guarantee approval. All loans are subject to credit assessment and internal approval criteria.
Loan amounts, interest rates, fees, and repayment schedules will be disclosed to you before you accept any loan offer. You are responsible for repaying your loan in full and on time according to the agreed schedule. Late or missed payments may result in additional fees, penalties, or reporting to credit reference bureaus, as permitted by law.
Any applicable fees and charges will be communicated to you before you accept a loan offer.
You agree to use our website only for lawful purposes and not to submit false, misleading, or fraudulent information. We reserve the right to suspend or terminate access to our services for any user who violates these Terms.
All content on this website, including text, graphics, logos, and software, is the property of Batu Money Lenders or its licensors and is protected by applicable intellectual property laws. You may not reproduce or distribute this content without our prior written consent.
To the fullest extent permitted by law, Batu Money Lenders shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website or services, including delays or interruptions in mobile money or bank transfer disbursement caused by third-party providers.
Our loans are provided in accordance with applicable Zambian law and are subject to credit assessment and approval. Submitting the website form only opens a pre-filled WhatsApp message; it is not a loan application until we have received and assessed it.
We may update these Terms from time to time. Continued use of our website or services after any changes constitutes acceptance of the revised Terms.
These Terms are governed by the laws of the Republic of Zambia.
For questions about these Terms, please contact us:
Batu Money Lenders
Lusaka, Zambia
Email: info@batumoney.com
Phone: +260 977 443382